Hail-Damaged Roofs in Amarillo

Mostly in the warm season, especially spring, when thunderstorms bring large hail, lightning and damaging wind. Severe storms are infrequent in the cool season, and three-fourths of Amarillo's precipitation falls from April through September.

The bad days are memorable. On May 1–2, 2022, a storm produced baseball size hail in Hereford, Bushland and Bishop Hills, broke windows and significantly damaged roofs, and a gust of 86 mph was measured 15 miles north-northwest of Amarillo.

File a claim with your insurer, photograph the damage, cover holes to stop more damage and be there when the adjuster visits. The state insurance department's advice in full:

1. File a claim with your insurance company as soon as you can if hail damaged your home.
2. Take pictures and video of the damage, and list what is damaged inside and outside.
3. Prevent more damage: cover holes to keep rain out and keep receipts, because your policy may pay for temporary repairs.
4. Be available when the insurance adjuster visits.

The hail claims article explains deductibles, payment in two checks and who can represent you.

It depends on how much of the roof is hit: in Amarillo, a repair of one square (100 sq ft) or less needs no permit, while anything larger requires a permit and has to meet the code. A small patch is covered on the roof repair page. A full replacement means a complete tear-off, and damaged decking found at that stage is common after long-term hail exposure.

It costs more up front and may lower your premium: Class 4 impact-resistant shingles add roughly 10% to 20% to the price of architectural shingles, and insurers might give a discount for materials less likely to be damaged by wind, hail or fire. Standing-seam metal runs about double the price of shingles. Ask your agent for the discount before you decide. See metal roofing in Amarillo and the cost guide.